Funeral Plans

For many people, planning their funeral has become an established way of looking at the future, just like making a will. We are able to offer pre-paid funeral plans through Golden Charter and the Golden Charter Trust.

We provide tailored funeral arrangements that can be relied upon. When you have set up your plan we guarantee we will deliver our services, no matter how far into the future on the terms agreed today ensuring that your arrangements are fully protected against any changes to general financial circumstances.

More than 750,000 people in the UK have taken out a funeral plan. We believe that our funeral plan offers you significant advantages over other plans, we will make sure your loved ones will be spared much of the burden of organising the funeral. You will have specified every detail in advance and taken care of the costs that are within our control.

Make life easier for your loved ones  –  For many people, the most reassuring thing about a funeral plan is knowing that your loved ones won’t have to make complicated and difficult arrangements at a stressful time.  You have the comfort that your partner, dependents or other family members won’t have to pay for our services included in the plan  –  it’s all taken care of.

Funeral costs have risen by 88% over the past ten years  –  Protect yourself against the rising cost of funerals, we guarantee there will be no more to pay for our services included in the plan.  Paying in advance for you funeral is a sensible decision that will only save you money but will also provide peace of mind.

We can also record your wishes for free with our pre arranged funeral; click here for more details

What if………? Some questions answered

“What if I’m not in good health?”
We promise to accept your application, regardless of your state of health.

“What if I want to take out a plan for someone else?”
Complete the plan holder’s representative box on the application form, and we’ll arrange for all correspondence to be sent to you.

“What if I live to be 100?”
No mater how old you are, no matter how much funeral costs may rise, you and your loved ones will never be asked for a penny more for the costs within our control (disbursements paid on the families behalf are not under our control but you can include a contribution towards these costs through the plan)

“Is it value for money?”
Unlike an insurance policy or bank account, a pre-paid plan guarantees our costs as your funeral director any time in the future.

“Is my investment safe?”
Once the payment has been made it is placed in a trust with an independent company to ensure it is there when required, whatever happens.

“Is there anything to pay later?”
There may be. Press notices, floral tributes, catering and memorial work and other disbursements are not included but you can make a contribution towards these costs through the plan.

“What are disbursements?”
Disbursements may include:
– Crematorium fees
– Doctors fees
– Clergy/Officiant’s fee
– Purchase of a grave
– Cemetery fees (including opening of an existing grave)
– Organist fees
– Memorials – such as a headstone or entry in a book of remembrance
– Catering
– Floral Tributes
– Newspapers